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Revenue metric

ARR (Annual Recurring Revenue)

Annual Recurring Revenue (ARR) is the annualized projection of recurring subscription revenue. It is mathematically equivalent to MRR × 12 for businesses with monthly billing, but is typically the headline number for businesses with annual subscriptions or larger contract sizes.

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Formula

ARR = MRR × 12 (or sum of active annual subscription values)

Where:

  • MRR = Monthly Recurring Revenue, calculated separately.
  • annual subscription values = Full annual contract values for customers on annual billing.

Worked example

If MRR is $4,221.25, ARR is $4,221.25 × 12 = $50,655. For a business with mostly annual contracts, ARR is the natural reporting unit: 30 customers on $5,000/year contracts = $150,000 ARR.

What it tells you

  • The annualized run-rate of the recurring engine.
  • A clean conversation unit at scale — '$10M ARR' is more readable than '$833,333 MRR'.
  • The annualized scale for fundraising or acquisition discussions.

What it does NOT tell you

  • Whether the underlying MRR is stable or growing. ARR can be flat or declining even when monthly numbers move.
  • Cash-basis revenue. ARR is a projection; actual cash collected can be very different.
  • Customer concentration risk. A $100k ARR business with 1 customer is fundamentally different from 100 customers.

Common miscalculations

  • Reporting ARR for businesses that are primarily one-time or service revenue. ARR only applies to recurring contracts.
  • Counting annual contracts that have not been signed or paid as ARR. Pipeline is not ARR.
  • Including churned customers in ARR for the calendar year they churned. ARR is point-in-time.

See the directional range on the SaaS MRR growth rate benchmark page →

Frequently asked

Should indie SaaS use ARR or MRR as the primary metric?
MRR until you cross $1M ARR — monthly cadence matches indie operator decision-making. Switch to ARR above $1M when monthly variance becomes less meaningful.

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